With its rapid growth, the information technology industry has seen a changes of roles, responsibilities and risks. The exposure of industry to liability and professional indemnity issues has increased dramatically. IT Consultants can now be liable for breaches of professional duty, consumer protection legislation, libel and slander, breach of privacy and confidentiality and an infringement of intellectual property rights.

If products or services cause damage or injury, or their advice or service is found to be negligent, they could be liable. Garden State Insurance Brokers can cover both of these risks via a number of specialist insurers under market leading wordings. They may suffer loss for losing or damaging their data, breaching consumer protection legislation, privacy or confidentiality. Practitioners could even be victim of adverse publicity causing damage to their reputation.

The ICT Products are tailored to include under one policy –

• Professional Indemnity up to a $20,000,000 Limit
• Public, Products and Advertising Liability

In the IT sector, it can be difficult to distinguish between what is ‘advice and design’ and what is the ‘product’. Sunshine State Insurance Brokers seamlessly provide cover for both areas of liability.