Sunshine State Insurance Brokers
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From dream homes to first home owners, Sunshine State Insurance Brokers can provide Home and Contents insurance policies. With two types of cover to choose from insuring your home has never been easier.

Home and Contents Insurance

Accidental Damage Insurance

As the name suggests, this type of cover insures against Accidental Damage to your home and contents, as well as including higher limits for additional benefits (such as jewelry, works of art, cash, etc).

Have you ever lost a mobile phone or camera whilst on holiday in Australia? Accidental Damage covers your contents away from your home.

Defined Events Insurance

Storms, Flood, Fire, and Theft are just a few events that are covered by Defined Events insurance cover. As well as having great additional benefits of its own, this affordable cover is a must have for home owners on a budget.

Determining Sums Insured

When determining adequate Sums Insured for your Home and Contents insurance, please consider the following points:

  • the full replacement cost of domestic building, shed, fences, services, paved path ways and paved driveways;
  • in the event of a total loss, you will need to consider clean up costs which should be included in the building sum insured; and
  • your Contents sums insured need to include all household goods, carpets, curtains and blinds, personal effects, cash and coins.

 

Please always refer to your policy wording (PDS) for full details of cover definitions. 

Speak to one of our experienced account managers today.

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    Sunshine State Insurance Brokers

    AFSL 244578
    ABN 33 054 261 371

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    About Sunshine State Insurance Brokers

    Sunshine State Insurance Brokers and Garden State Insurance Brokers commenced practice in 1990 and is an AFS Licensed General Insurance Broker (AFS Lic. No. 244578).

    Our experienced and qualified broker have expert knowledge in a range of insurance products, and specialise in tailoring cost effective insurance programs.

    We are a principal member of the Insurance Brokers Network Australia (IBNA) which is the largest network of independently owned insurance brokers in Australia.

    We have no financial interest in any insurance company and we are 100% privately owned.

    We can also assist with any of the following products:

    Business Protection

    Protect your business with cover for:

    • Damage to your property
    • Business interruption / income protection
    • Theft
    • Electronic and Computer Equipment
    • Machinery Breakdown

    Malpractice cover for private practice

    Protect your business for the nursing, and administrative activities within your private practice.

    Cyber Insurance

    Protect your business and your reputation from cyber attacks, data breaches or breaches of privacy.

    Corporate Travel

    Travel cover for directors, their spouses/ partner and dependents, employees

    Commercial and Private Motor Insurance

    Marine/Boat Insurance

    Protection for losses resulting from death or injury to employees

    Home and Investment Property Insurance

    Medical Indemnity

    (Professional indemnity for medical practitioners)

    With Australia becoming a more litigious society every year, the need for a comprehensive medical indemnity insurance program is more important than ever. Not only to satisfy regulatory requirements (ie: AHPRA) but to give you piece of mind that you’re adequately covered and paying the right premium.

    Also known as Professional Indemnity, Doctors Indemnity or Medical Malpractice, a Medical Indemnity insurance for medical practitioners will provide cover for your business, protect your interests and help maintain your reputation.

    The Medical Indemnity policy is designed to cover medical practitioners for claims made by 3rd parties in relation to practicing activities which includes the medical advice and medical procedures you provide. The policy can also cover legal costs & expenses for attending investigations, statutory fines and penalties, emergency defence costs, loss of income whilst attending court, costs and expenses relating to privacy breaches and administrative staff cover.

    We are also able to offer Medical Indemnity solutions for the medical practices / medical centers and day clinics.