Sunshine State Insurance Brokers
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With higher valued assets comes the potential of losing far more if you are to suffer a loss. ISR policies can be tailored to include higher values and sub-limits to cover your business.

Industrial Special Risks (ISR) Insurance

Industrial Special Risks Insurance

Industrial Special Risks Insurance (ISR) can be uniquely designed to tailor a policy to protect companies for multiple locations, high asset values and business income and also multiple industry classes.

Most commonly insuring larger insurable values this policy is designed to protect not only the material damage (Buildings, Contents and Stock) but also the consequential loss (loss of company income capabilities). With access to IBNA’s industry leading ISR policy limits and covers your Insurance can be tailored to your specific business needs.

Covers can be tailored include but are not limited to

  • Removal of debris
  • Accidental Damage
  • Extra and Additional Extra costs of reinstating your property
  • Consequential loss if one of your customers or suppliers suffers a material loss
  • Consequential loss as a result of prevention of access to your property
  • Claims preparation expenses
  • Increased Burglary and Money limits
  • Staff wages
  • Flood
  • Improved Under-insurance clauses to that offered by the general market

Sunshine State Insurance Brokers are extremely experienced in determining your insurance risk and tailoring an ISR policy to your needs.

Speak to one of our ISR specialists today.

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Sunshine State Insurance Brokers

AFSL 244578
ABN 33 054 261 371

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About Sunshine State Insurance Brokers

Sunshine State Insurance Brokers and Garden State Insurance Brokers commenced practice in 1990 and is an AFS Licensed General Insurance Broker (AFS Lic. No. 244578).

Our experienced and qualified broker have expert knowledge in a range of insurance products, and specialise in tailoring cost effective insurance programs.

We are a principal member of the Insurance Brokers Network Australia (IBNA) which is the largest network of independently owned insurance brokers in Australia.

We have no financial interest in any insurance company and we are 100% privately owned.

We can also assist with any of the following products:

Business Protection

Protect your business with cover for:

  • Damage to your property
  • Business interruption / income protection
  • Theft
  • Electronic and Computer Equipment
  • Machinery Breakdown

Malpractice cover for private practice

Protect your business for the nursing, and administrative activities within your private practice.

Cyber Insurance

Protect your business and your reputation from cyber attacks, data breaches or breaches of privacy.

Corporate Travel

Travel cover for directors, their spouses/ partner and dependents, employees

Commercial and Private Motor Insurance

Marine/Boat Insurance

Protection for losses resulting from death or injury to employees

Home and Investment Property Insurance

Medical Indemnity

(Professional indemnity for medical practitioners)

With Australia becoming a more litigious society every year, the need for a comprehensive medical indemnity insurance program is more important than ever. Not only to satisfy regulatory requirements (ie: AHPRA) but to give you piece of mind that you’re adequately covered and paying the right premium.

Also known as Professional Indemnity, Doctors Indemnity or Medical Malpractice, a Medical Indemnity insurance for medical practitioners will provide cover for your business, protect your interests and help maintain your reputation.

The Medical Indemnity policy is designed to cover medical practitioners for claims made by 3rd parties in relation to practicing activities which includes the medical advice and medical procedures you provide. The policy can also cover legal costs & expenses for attending investigations, statutory fines and penalties, emergency defence costs, loss of income whilst attending court, costs and expenses relating to privacy breaches and administrative staff cover.

We are also able to offer Medical Indemnity solutions for the medical practices / medical centers and day clinics.