Trade Insurance

Sunshine State Insurance Brokers and Garden State Insurance Brokers commenced practice in 1990 and is an AFS Licensed General Insurance Broker (AFS Lic. No. 244578).

Our experienced and qualified broker have expert knowledge in a range of insurance products, and specialise in tailoring cost effective insurance programs.

We are a principal member of the Insurance Brokers Network Australia (IBNA) which is the largest network of independently owned insurance brokers in Australia.

We have no financial interest in any insurance company and we are 100% privately owned.

We can also assist with any of the following products:

Business Protection

Protect your business with cover for:

• Damage to your property
• Business interruption / income protection
• Theft
• Electronic and Computer Equipment
• Machinery Breakdown

Malpractice cover for private practice

Protect your business for the nursing, and administrative activities within your private practice.

Cyber Insurance

Protect your business and your reputation from cyber attacks, data breaches or breaches of privacy.

Corporate Travel

Travel cover for directors, their spouses/ partner and dependents, employees

Commercial and Private Motor Insurance

Marine/Boat Insurance

(Professional indemnity for medical practitioners)

With Australia becoming a more litigious society every year, the need for a comprehensive medical indemnity insurance program is more important than ever. Not only to satisfy regulatory requirements (ie: AHPRA) but to give you piece of mind that you’re adequately covered and paying the right premium.

Also known as Professional Indemnity, Doctors Indemnity or Medical Malpractice, a Medical Indemnity insurance for medical practitioners will provide cover for your business, protect your interests and help maintain your reputation.

The Medical Indemnity policy is designed to cover medical practitioners for claims made by 3rd parties in relation to practicing activities which includes the medical advice and medical procedures you provide. The policy can also cover legal costs & expenses for attending investigations, statutory fines and penalties, emergency defence costs, loss of income whilst attending court, costs and expenses relating to privacy breaches and administrative staff cover.

We are also able to offer Medical Indemnity solutions for the medical practices / medical centers and day clinics.